Features & trading flows
Uphold Exchange is built around a few core capabilities designed to balance usability and market quality. Instant convert lets users swap assets immediately at displayed rates, ideal for quick portfolio rebalancing or fiat on-ramps. For traders seeking price improvement, the order-book interface supports limit and market orders with visible liquidity and depth. Uphold’s matching engine attempts to provide competitive execution while routing larger institutional orders through liquidity partners where appropriate.
The platform supports multiple settlement rails — bank transfers, card funding, and on-chain deposits — with risk controls and jurisdictional compliance layered in. Users can set default settlement methods, hold balances in fiat or crypto, and configure notifications for fills, price alerts, and deposit confirmations. For institutions, Uphold offers API access, higher throughput limits, and reporting tools suitable for reconciliation and accounting.
Risk management is integral: Uphold applies anti-money-laundering (AML) checks, sanctions screening, and transaction monitoring to maintain regulatory compliance. Users are asked to complete identity verification (KYC) for full access to fiat rails and higher limits. This compliance-oriented approach enables the platform to provide regulated custody and settlement services while maintaining an accessible UX for everyday traders.